Cash or points? Mile Mind tells you the cheaper move.
In 30 seconds, see whether cash, points, or waiting is the better move for a flight or hotel. We compare your portfolio with published award rates and transfer ratios, then show what to verify before you act.
See what you have, what it is worth, and what to do next — without stitching together spreadsheets.
All programs, one dashboard
Chase, Amex, United, Delta, Marriott, Hilton — every balance, value and status on one canvas.
Your points' real value
Not all points are equal. We calculate the actual dollar value using program-specific cpp rates.
Never lose points to expiry
Urgency-coded alerts: expired, expiring in 7 days, 30 days — color-coded so nothing slips by.
How it works
Up and running in under 2 minutes
Start manually with no bank login. Eligible Premium users can optionally connect a bank through Plaid for read-only transaction sync.
01
Connect
Sign up free with email or Google. Add your loyalty programs from 25+ supported options.
02
Analyze
Log transactions or import — Mile Mind values every point against published award rates.
03
Decide
See a clear verdict on every trip: cash, redeem, or wait. No more spreadsheets.
FAQ
Common questions
Yes. Core features such as tracking accounts, logging transactions, viewing point values, and expiration alerts are available on the free plan. Premium features may be offered later through web checkout and, where required, platform-compliant mobile purchase flows.
We support 25+ major US programs including Chase Ultimate Rewards, Amex Membership Rewards, Capital One Miles, United MileagePlus, Delta SkyMiles, American AAdvantage, Marriott Bonvoy, Hilton Honors, World of Hyatt, and many more.
Each loyalty program’s points have different values depending on how you use them. We use industry-standard cents-per-point (cpp) rates for each redemption type (flights, hotels, transfers, cashback) so you can see the actual dollar value of your portfolio.
No. You can add programs, balances, and transactions manually. Eligible Premium users may optionally connect supported accounts through Plaid for read-only transaction syncing.
We use safeguards such as row-level security (RLS), HTTPS encryption in transit, and access controls designed to limit who can see your data. If you choose optional bank connectivity, credentials are entered through Plaid Link or your financial institution, not stored in Mile Mind. No system is 100% secure, and our Privacy Policy explains the limits and protections in more detail.
Yes! Mile Mind is available as a web app and as a native mobile app for iOS and Android, built with React Native / Expo.
Mile Mind is available in 8 languages: English, Korean, Japanese, Chinese, Spanish, French, German, and Portuguese. Your device language is auto-detected.
Yes. You can request account deletion from the Profile page. Your active product data is deleted or deactivated, and we also work to clean up connected third-party records where applicable. Limited billing, security, backup, or legally required records may remain for a limited period as described in our Privacy Policy.
Premium billing may differ by platform. Web purchases will use our web checkout flow, while iOS and Android purchase options may follow app store rules where required. Your premium access will stay tied to your Mile Mind account rather than to a single device.
Get started
Stop letting your points go to waste
Join Mile Mind and take control of your loyalty points. Start with the free plan — no payment card required.
